**This repayment calculator gives you an estimate of what your repayments could be, based on information you have provided in the calculator. The calculator does not take into account your personal circumstances. This calculator does not take into account loan establishment or application fees, nor government statutory or lender fees. It is to be used as a guide only and does not constitute a quote, pre-qualification, approval for credit or an offer for credit and you should not enter commitments based on it.